Moving up to your “forever” home in Toronto?

Every time you move homes, it represents a monumental life change. This feeling is amplified if you're moving from a home you've loved for years of your life. This will add to the stress of moving from the home you are in to the one where you will spend the rest of your life; your "Forever Home".

Like every other move, you have to consider all of the usual issues with moving: financial costs, legal fees, home layout, preferred neighbourhoods, all part of the huge list of things to consider.

No matter whether you've become an 'Empty Nester' or are planning for your future life together, the planning for your Forever Home doesn't have to be as stressful as it sounds.

With some careful planning and consultation, you can not only find your perfect Forever Home, but can save money in the process.

Here are a few considerations for you.

What Does Your 'Forever Home' Look Like?

When thinking about your Forever Home, what do you see? Picture it in your mind.

  • Do you see yourself in a semi-detached or detached home? If so, have you considered the amount of maintenance it will require?
  • Would you consider a condominium with no exterior upkeep required?
  • Did you want to be close to the downtown core, or is suburb living in your future? What amenities do you need?

These are the types of questions that will help you pare down your options to what it is you want.

Considerations for a House

You may decide a semi-detached or detached home is in your Forever Home future. When picturing your house, think of the layout you want to meet your lifestyle. For example, consider what the impact of several flights of stairs will have in your later years. You may want to consider looking at single-floor bungalows instead of multi-flight houses.

Think of the number of rooms you'll require for yourself or any guests over the holidays you'll want to have stay over. You may also want to consider quarters for in-home caregivers.

Look for homes requiring little-or-no maintenance, unless you enjoy working with your hands and doing the renovations yourself to stay active. If renovation is required, consider this when you are budgeting for your home.

Also, think of the exterior maintenance required for your home. Snow shovelling, lawn mowing, gardening and raking are great ways to exercise, but also consider any health conditions you may have.

Condominium Living

Condominiums provide single-floor living with elevator access and no need for exterior work. No need for mowing lawns or shovelling walkways anymore. Condos are becoming more and more popular with people looking for their Forever Home.

However, consider the amount of space for your belongings. You've lived a lot and have acquired items with a lot of sentimental value. Make sure you've got the space to bring them with you.

Where Do You Want to Live?

Always consider the location you always pictured for your Forever Home. Consider the view you always wanted. Whether it's rolling hills in the country, or the bright and vibrant city line, pick the home location meeting your expectation. For example, even though you picture yourself in the country for retirement, you may find you've got the "city in your blood" and won't want to leave from all the treats of an urban centre.

Make sure you do some soul-searching to determine your locale. One way to start this exercise is to take out a piece of paper and mark out columns for every day of the week. In each day, write down how you picture filling your day; golf dates with friends, volunteering at a local charity, runs in the country, weekly book club or board game nights with friends. Once you consider how your "Forever Days" look, you'll have a better sense as to where you want to spend them.

Also consider the facilities and services you want nearby when determining your location. Access to groceries, activity centres and parks may be some of the things you consider when you're looking for a place to live.

What Are the Costs?

When budgeting for life in your Forever Home, make sure you consider the ongoing costs. Yes, this is the "last home you'll ever buy", but make sure you budget for all of the costs you'll face going forward:

  • Property taxes on houses
  • Monthly maintenance fees for condominiums
  • Any ongoing mortgage payments
  • Utilities, cable and phone costs if not included
  • Budget for maintenance

Consider these additional costs and consider how much your savings will be impacted.

Tell Your Professionals What You're Looking For

As you can see there's a lot to consider here. This is where the trained professionals at the Julie Kinnear Team can help with the details. Our team can help you find the right neighbourhood and domicile you're looking for. We'll work with you and your budget and help you plan for life in your Forever Home.

The more honest the discussion you have, the better your choices will be. All of this is important when trying to get you to the home you'll want to live the rest of your life in. Let the Julie Kinnear Team get you there.

If you're tired of moving and you just want to settle down and let down your roots, we can help. Everyone of us wants to have their own space, where they can spend precious moments with their families and create new memories to last for generations to come. Here are some of our happy clients who have found their "forever homes".

Sean & Katherine:


"We're Katherine and Sean, we bought our house with the Julie Kinnear Team about eight years ago and really had a great experience then, when we were looking to move to a bigger home with our growing family. We decided to go with the JKT once again and really had no reservations about working with them the second time. Julie's team was really fantastic. I would recommend them in a heartbeat. They were true professionals, they were attentive to us, really friendly, great resources - just a fantastic team overall. We had a super experience!"

Felicia & Brian:


"We've had the most incredible experience, from start to finish, working with Holly and the team. We were pleasantly surprised about how quickly it came along in what's a notoriously scary market and we're extremely happy right now. We found our dream house, quickly and confidently!"

Kevin & Jennifer:


Kevin and Jen loved their experience with the Julie Kinnear Team.

"The thing that I remember most that was the best for us was that we looked for a long time and there was no pressure!"

Linda & David:


Linda, David and Natasha the cat love their new home! They really appreciated Holly's great advice and patience.

"It was just good to be able to reflect on each home and not feel that you have to make a decision about buying something that just wasn't right."

Liz & Kelvin:


Liz and Kelvin bought in North Leaside, and sold their townhouse on the other side of Bayview less then 5 minutes away. From west of Bayview to east of Bayview in less then a week! It all started with walking through the neighbourhood with the baby. They spotted a house they loved, called The Julie Kinnear Team, and the rest is history! They are now in their 'forever home' with baby Quinn.

"Jen was really helpful and answered all our questions and really there was no pressure at all, like it was very laid back, whatever we were comfortable with. Because sometimes when you work with real estate agents, they are putting a lot of pressure on you to make a decision. We just really felt like she's on our side."

Rhys & Meredith:


Rhys, Meredith and Gatsby had an amazingly comfortable, informative and successful experience buying and selling with Holly Chandler of the Julie Kinnear Team.

"It was the first time in three home purchases where we actually felt we had an amazing value from a real estate agent."



"We are so happy to have found the JKT. We were referred to them by a friend and heard such wonderful things and can't say enough about them ourselves."

One comment on “Moving up to your “forever” home in Toronto?

  1. I am in south Africa and would like to buy a home for my family but the problem that am facing with it is a credit bureau banks cannt help me what other option I can do since am desperate need my own home

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