2007 February Krazy Kontest February 1, 2007 Share +1 Tweet Pin Share EmailShares 0 We're almost into spring, one more month to go! February has a bad rap as the coldest month of the year, but it's many things: the shortest month, Black History month, the start of Lent, and Chinese New Year. It's also the month where it's perfectly acceptable to eat a whole box of chocolates! Now that chocolate prices are set to go up, help defray the costs and still treat your sweetie with the help of this month's prize: a $25 Laura Secord's gift card! They make delicious confections that are sure to delight, whether you're buying for a special someone or just indulging yourself. The Kontest is now open...good luck! Just answer the following skill testing question for your chance to win! One correct answer to the following skill-testing question will be drawn: In mortgage terminology, what is a standby fee? A processing fee paid by the borrower to the lender for securing a short term loan A fee paid to all the lenders a borrower is considering doing business with, so if someone else cancels their loan the borrower can get that person's financing at the last minute A fee paid by the borrower to the lender to increase financing as needed A fee paid by the borrower to the lender to hold a mortgage commitment (and a rate) for a specified period of time This contest has closed!